Planning

Retirement

THE WEALTH ENGINEER® is dedicated to the simple proposition that everyone deserves a better retirement plan. Our objective is to make Retirement Planning incredibly simple by using structured investment programs which are easy to comprehend and easy for your employees to understand and adopt.

For Employers:

There are scores of retirement plan options, hundreds of providers, complicated legal requirements … as a plan sponsor, how do you find the right option for your company?

For all the challenges you face — working with THE WEALTH ENGINEER® along with retirement experts at Loring Ward Total Retirement provides an innovative retirement platform designed to meet cost objectives that empowers plan participants to save with smart, easy-to-use tools and solutions. From 401(k) plans to Profit Sharing Plans, Defined Benefit Plans and many other qualified and non-qualified plan types, we provide the options you need and the guidance you deserve.

We invite you to learn more about our distinctive approach and how our “5 Retirement Plan Essentials” can make a real difference for plan sponsors and participants.

Work with an ERISA 3(38) Fiduciary
Provide Prudent Portfolios
Insist on Total Transparency
Optimize Plan Design
Educate, Advise, Monitor

Investors should understand that working with an advisor who is a fiduciary does not guarantee they will experience greater investment performance or reduced losses as compared to working with an advisor who is not acting as a fiduciary.

Our Structured Investing portfolio management strategies offer a prudent, strategic approach designed to help retirement plan participants achieve their retirement goals. They are all:

Guided by 80+ Years of Academic & Behavioral Research
Grounded in Vast Global Diversification
Engineered, Monitored & Managed with Strict Discipline

Your “5 Retirement Plan Essentials” helped make a real difference for us.

Fee Transparency

Determining the total cost of your company’s retirement plan can sometimes be a real challenge. The Wealth Engineer® discloses all fees in a straightforward, one-page document, allowing you to easily see how much is paid, and to whom.

Professional Guidance

The Wealth Engineer® provides independent and objective advice to the plan sponsor and trustees as well as investment and asset allocation education to participants.

Participant Experience

Participants benefit from the ability to select from globally diversified portfolios based on their individual risk tolerance. In addition, The Wealth Engineer® offers an interactive video-based enrollment and education service that is available 24/7 online. This service is integrated with our recordkeeping partners and offers dynamic plan-specific education and a risk tolerance questionnaire to assist the participants in making appropriate investment choices. It is simple to navigate and may increase plan participation.